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Built for Lending Operations

Automated underwriting data, loan decisioning, and compliance reporting for lenders.

Application intake

Pull docs, statements, and bureau data automatically. Pre-fill fields, flag inconsistencies.

Decisioning workflows

Score and route applications by policy. Human review where margins are thin.

Servicing operations

Payments, accruals, charge-offs, and reserves, calculated and posted in real time.

Regulatory reporting

HMDA, CRA, Reg Z disclosures generated and validated. File on time, every time.

Portfolio risk

Delinquency trends, concentration risk, and cohort vintages updated continuously.

Loan-level GL

Auto-post interest income, fees, provisions, and write-offs to the right accounts.

Ship faster. Spend less. Stay in control.

Finance teams use Millentic to replace months of IT projects with agentic workflows that go live in days.